, 2017-10-10 18:26:25

The fees and charges to be levied on the various services is compiled in the below table.
Nature of Services / Facilities / Permissions
Charges (INR)
Loan Processing Fees

a) If loan amount <=5 lacs - Rs 3379

b) If loan amount > 5 lacs & <=10 lacs - Rs 3887

c) If loan amount > 10 lacs - Rs 4565

d) Documentation Charges - Rs 350

e) Goods & Service Tax - 18%

Change of personal information
Change of correspondence address
Copy of Full set of Agreement( on client's request)
Rs. 200
Change in contract tenure  ( Reschedulement and cycle date change)
Rs. 5000
Change in Agreement or addendum to Agreement( Constitutional change- Non Monetary change)
Rs. 2500
Withdrawal or Loan cancelation charges
Rs. 5000
Consent letter for Inter State RC transfer
Rs. 1000
Repayment schedule / Statement of Loan A/c on borrowers request
Rs. 250
Change or addition of guarantor
Rs. 5000
Post closure duplicate Issue of NOC
Rs. 1000
Documentation charges
Rs. 350
NOC for commercial to personal usage
Rs. 2000
Rs. 2000
NOC private to commercial usage
Rs. 5000
Interest On default payments
0.1% per day  plus applicable taxes
Charges per cheque / ESC mandate bounce
Rs. 500 per instance
Cheque / repayment mode swap charge
Rs. 500
Cheque re-presentation charges
Rs. 500
Full prepayment charges (Effective 18/4/2013)

a) If within 24 months -  3% on outstanding principal amount

b) If after 24 months - 1.5% on outstanding principal amount

Part Payment
Allowed only twice in entire loan tenure, prepayment amount should not be less than the amount equivalent to 3 EMIs. For processing such part prepayment request 2% part prepayment charges shall be levied on said part payment amount.
Legal, repossession and incidental charges
At actual
Stamp duty charges
At actual


  1. All fees and charges are subject to the Goods & Service Tax as applicable.
  2. The fees or charges given in above table are subject to change and the one recorded in agreement will be binding over this site